It is not easy to get out of debt and stay out of debt. Once the experience of living debt free, you never have to deal with credit card debt again. Can be made by cash only life. If you are short on each pay day, cash only can be the best solution for you. Millions of dollars a year is spent on debt interest credit only. To live only in cash to keep that money in your pocket and learn the value of a dollar. Not to mention learning some skills to save money.
Instructions:
1.Each site down to write the bill proposes to pay in this pay period. It is best if you have a budget and prioritize your expenses according to your budget. In this way, you know exactly where your money goes and how it is spent.
2.After you have paid, calculate the amount of money available for other expenses: food, gas, restaurants, entertainment products, snuff, and all you can spend the money.
3. The amount of money for these other expenses of the withdrawal. It is best to keep it separate: a certain amount of food, a certain amount of gas, etc. ..
4.When for food, fuel, eat or go to the movies use the money specifically set aside for that purpose. If you do not have enough, you have to do to resolve without a point or two, or see if you can increase your budget in that area. But more importantly, just use the money they have left behind. Do not pull money from savings or other sources for dining out or going to the movies.
5.Consider extra money there. Not the money you have. Put it in savings and forget about it. Every payday, take any extra money and put it in a savings account and get away from him.
6.When making purchases more expensive, resist the temptation to use credit or apply for new credit. Be committed to a lifestyle in cash only. I really think the amount you need. If you decide it is really important for their life except for him, so you can pay in cash rather than resort to credit purchases.
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